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Located in the Green Mountains of central Vermont and first established in 1874, the Union Mutual of Vermont Companies have been providing quality insurance products for over 130 years. Operating through its extensive network of independent insurance agents, the Companies take great pride in focusing on outstanding service and treating others as we would like to be treated. The Companies' overall business philosophy and culture is one that strives to treat all of our business partners, be they policyholders, agents or vendors, with the highest level of fairness, integrity and respect. The Union Mutual of Vermont Companies is comprised of three insurance companies and one special purpose finance company: - The Union Mutual Fire Insurance Company was organized in 1874 in Montpelier, Vermont. As a mutual company, it has no shareholders and is "owned" by its policyholders. It is licensed to sell its insurance products in the states of Vermont, New Hampshire, Maine, Connecticut, Massachusetts, Rhode Island and New York. - New England Guaranty Insurance Company, Inc. (NEG) is a wholly-owned subsidiary of Union Mutual and is licensed to sell insurance products in Vermont, New Hampshire, Maine, Massachusetts and New York. - Union Guaranty Financial Services LLC is a wholly-owned specialty purpose finance subsidiary of Union Mutual.
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Topa Insurance Company is the core company of Topa Insurance Group and a member of Topa Equities Ltd., a privately held, diversified, conglomerate. Topa Insurance Company is headquartered in Calabasas, California. Topa has specialized in property and casualty specialty insurance for more than 30 years, writing personal lines, commercial lines and programs. We market and distribute our commercial and personal products through a network of appointed wholesale brokers and general agents. At Topa Insurance Company it is our commitment to our producing partners that unites us in our endeavors to successfully grow their business. We offer a broad range of marketing assistance to our customers.