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Blue Ridge Bank

www.blueridgebank.com

 
Blue Ridge Bank, N.A., is the wholly owned banking subsidiary of Blue Ridge Bankshares, Inc (NYSE American: BRBS). Blue Ridge Bank provides a wide range of financial services including retail and commercial banking, payroll, insurance, card payments, wholesale and retail mortgage lending, and government-guaranteed lending. Visit mybrb.bank to learn more. Blue Ridge Bank was named one of America`s Best Small Banks by Newsweek. The Bank also received a 5-star rating from Bauer Financial, the nation`s leading independent bank rating firm.
  • Number of Employees: 100-250
  • Annual Revenue: $100-250 Million

Executives

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Carter Bank and Trust

Carter Bank & Trust is a state-chartered community bank in the Commonwealth of Virginia, with $4.51 billion in assets as of December 31, 2016. We operate 123 branches in our Virginia/North Carolina market areas, and offer a full range of deposit accounts including LIFETIME FREE CHECKING, Interest Checking, Savings, Retirement, Money Market, and Certificates of Deposit. We are known for competitive interest rates that provide a good return on our customer`s investment. All deposit accounts are insured by the FDIC up to the maximum amount allowed by law, which currently is $250,000 per depositor subject to aggregation rules. In addition to deposit services, business and personal loan products are available. The loan process at CB&T is straight-forward and transparent. Loans are available in all amounts to meet financing needs. Carter Bank & Trust offers business loans with competitive fixed and adjustable interest rates and with short or long-term maturities. Among our offerings are acquisition and development loans, construction loans, and business real estate loans for owner-occupied and income-producing commercial real estate properties. Personal loan products offered include loans for the purchase or refinance of personal residences, home improvement loans, new and used automobile loans, and unsecured loans for personal expenses. We also make real estate construction and acquisition loans, as well as fixed and variable rate mortgage loans. Since our beginning in 1974, we have been primarily a real estate-secured lender. Real estate as collateral has provided protection from losses, as evidenced by minimal loan losses over the years. Loans are not sold off once originated. Our philosophy is to grant sound loans that are mutually beneficial to the bank, its shareholders, and its customers. Our mission is to provide affordable products and quality customer service with an emphasis on information security, have a good working environment with benefits for our employees, and serve the needs of the communities in which we do business.