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The Farm Credit Bank of Texas has been a leading source of credit and financial services for rural Americans for more than 100 years. Our long and successful history of financing agriculture and rural America is rooted in our cooperative structure and in other distinct business advantages: We are owned by our customers; therefore, we operate in their best interests and share our earnings with them in the form of patronage. In 2015, we returned 69% of our net income to our customers. We don`t take deposits. Rather, we access the nation`s money markets through the sale of AAA-rated Farm Credit bonds, which provides a reliable source of funding for rural Americans. Our policies are set by our board members, who are Farm Credit customers elected by their fellow customers. This form of governance offers transparency to our owners and investors. We are part of the Farm Credit System, the nation`s single largest source of loans for agriculture, agribusiness, rural real estate and country homes. Thank you for helping us celebrate the Farm Credit System`s centennial in 2016.
Partner Medical Billing is a Clinton, NJ-based company in the Financial Services sector.
We partner with our members to promote homeownership, affordable housing, and economic development. FHLBank San Francisco is a cooperatively-owned wholesale bank. We are a reliable partner for member financial institutions of all sizes – supplying ready access to competitively-priced liquidity, expert financial services, and resources for targeted community and economic development – in all phases of the economic cycle. Together with our members and their partners, we are promoting homeownership, expanding access to quality affordable housing, and boosting economic development. FHLBank San Francisco members are commercial banks, credit unions, industrial loan companies, savings institutions, insurance companies, and community development financial institutions headquartered in Arizona, California, and Nevada. For most financial institutions, especially small community lenders, directly borrowing from the global capital markets is not an option. Because we are part of the Federal Home Loan Bank System – a network of 11 regional FHLBanks distributed across the country – we can raise funds in the global capital markets at favorable rates and terms. This enables us to provide our members with prompt, reliable access to low-cost loans (we call them “advances”) and financial risk management tools that help them meet the evolving housing finance and economic development credit needs of their customers and communities.
Googins is a Madison, WI-based company in the Financial Services sector.
The word partner in our name reflects our business philosophy: No