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A credit union`s operating philosophy is different from a bank`s. Banks are closely held corporations that exist to make money for their stockholders. Credit unions, on the other hand, are financial cooperatives, owned entirely by their members. Our goal is not to create profit but to provide the best possible financial services at the lowest possible costs. After paying our operating expenses, we return our "profit" to the members in the form of lower loan rates and higher savings yields. We are committed to providing exceptional service as well, paying personal attention to your needs and making sure that you always receive the greatest value when doing business with us. One of the most important things about Camino Federal Credit Union is that we are part of the community. We are owned by people who live, work, worship, and attend school with you. We are your friends and neighbors, and we share your goal of improving the quality of life for all.
Since 2004, SparkBase has been the technology leader for the processing of private label gift and loyalty programs. Headquartered in Cleveland, OH, SparkBase processes millions of transactions annually for merchants in five countries.
Meritus Payment Solutions is the trusted global payments partner. With a client-first mentality, Meritus provides International Payment Solutions that include mobile, credit and debit cards, gift and loyalty cards, fraud management, Automated Clearing House (ACH) and more. Proprietary products such as payment platform, Payment XP, Recurring Billing Manager, Fraud XP and Chargeback Management System, allow companies to conduct business wherever it takes them. Built on a foundation of excellence, Meritus strives to shape the payment processing industry.
North American Bancard is a privately held multifaceted payment solutions provider. Our team of 900+ employees within NAB and affiliate entities facilitate the processing of more than $34 billion-worth of electronic payment transactions for over 250,000 merchants nationwide. The launch of our mobile POS solution, PayAnywhere, has enabled us to remain on the forefront of technology and meet the evolving needs of our customers. Based in Troy, Michigan, North American Bancard offers a wide array of payment processing solutions to a diverse range of clientele. Our customers range from small startups to established corporations, and include nearly every sector of the business world. North American Bancard offers customized merchant accounts for retail storefronts, Internet retailers, mobile merchants and more. As a full service merchant account provider, we offer our clients the integrated hardware and software they need to process credit and debit card payments, verify checks, issue credit and much more.
Synchrony Financial (NYSE: SYF) is one of the nation’s premier consumer financial services companies. Our roots in consumer finance trace back to 1932, and today we are the largest provider of private label credit cards in the United States based on purchase volume and receivables.* We provide a range of credit products through programs we have established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers to help generate growth for our partners and offer financial flexibility to our customers. Through our partners’ over 350,000 locations across the United States and Canada, and their websites and mobile applications, we offer our customers a variety of credit products to finance the purchase of goods and services. Synchrony Financial (formerly GE Capital Retail Finance) offers private label and co-branded Dual Card™ credit cards, promotional financing and installment lending, loyalty programs and FDIC-insured savings products through Synchrony Bank.