| Name | Title | Contact Details |
|---|---|---|
Bob Flemma |
SVP, Legal and Compliance | Profile |
Alexander Owings |
Managing Counsel | Profile |
Jobe Danganan |
General Counsel and Corporate Secretary | Profile |
M&T Bank is considered one of the country's most highly regarded regional banks. We were founded more than 145 years ago in Western New York, where we are still headquartered. Our parent company, Mand,T Bank Corporation, had over $55 billion in assets as of December 31, 2005 and is one of the 20 largest commercial bank holding companies in the U.S.
Higher One Holdings partners with colleges and universities to lower their administrative costs and to improve graduation rates. We provide a broad array of payment, refund disbursement and data analytics and management tools to institutions that help them save money and enhance institutional effectiveness. And for students, we offer financial literacy programs and convenient, flexible and affordable transaction options to help them manage their finances. Higher One is a leader in higher education, supporting more than 1,900 schools and 13 million enrolled students.
Headquartered in Fremont California, US Merchant Systems was founded in 1992 by three entrepreneurs all of whom previously owned and operated small businesses. Since the company's beginning US Merchant Systems has grown into a major national provider of merchant services having served the needs of more than 100,000 businesses throughout the US. The founders, Lawrence S. Cohn- Chairman, Stuart H. Rosenbaum- CEO, and Richard L. Fenn II- COO, founded US Merchant Systems (USMS) on the principal that small businesses deserve the level of service and competitive pricing previously only available to larger companies.
Banking You Just Can`t Get at a Bank In 1934, 13 individuals pooled $65 to create an alternative to the banks. Now, with 22 branches and more than $2 billion in assets, Wescom Credit Union has become the essential banking alternative for more than 200,000 members. Wescom Credit Union is now one of the largest credit unions in the country. A nonprofit financial cooperative, our members are our owners—which means that excess earnings benefit our members, not a small group of shareholders. As a member-owner, you enjoy benefits such as lower loan rates, higher savings yields, reduced fees and an ever-expanding network of branches and ATMs. Friendly, Personal Service Wescom`s service is just one of the many things that make us different from the typical banking experience. Whether you come in to our branches, call our Member Service Center, or visit us online, we go above and beyond to make sure we`re meeting your needs. How? By offering comprehensive financial services with better rates on everything from deposits to home or auto loans, free online bill paying, investments and financial planning. By developing innovative technology that provides anytime, anywhere account access. By encouraging you to let us know how we`re doing, and how we can better meet your needs. And by providing the friendly, personal attention that makes Wescom unique. It`s Easy To Join Anyone in Los Angeles, Orange, Riverside, San Bernardino, Ventura, San Diego, or Santa Barbara counties can open a Wescom Credit Union account. Learn how you can open a new account. We invite you to experience banking you just can`t get at a bank.
For more than 45 years, Asset Acceptance has provided credit originators, such as credit card issuers, consumer finance companies, retail merchants, utilities and others an efficient alternative in recovering defaulted consumer debt