| Name | Title | Contact Details |
|---|---|---|
Bob Flemma |
SVP, Legal and Compliance | Profile |
Alexander Owings |
Managing Counsel | Profile |
Jobe Danganan |
General Counsel and Corporate Secretary | Profile |
A credit union`s operating philosophy is different from a bank`s. Banks are closely held corporations that exist to make money for their stockholders. Credit unions, on the other hand, are financial cooperatives, owned entirely by their members. Our goal is not to create profit but to provide the best possible financial services at the lowest possible costs. After paying our operating expenses, we return our "profit" to the members in the form of lower loan rates and higher savings yields. We are committed to providing exceptional service as well, paying personal attention to your needs and making sure that you always receive the greatest value when doing business with us. One of the most important things about Camino Federal Credit Union is that we are part of the community. We are owned by people who live, work, worship, and attend school with you. We are your friends and neighbors, and we share your goal of improving the quality of life for all.
i2c`s mission is to create better payment and commerce experiences for consumers and businesses around the world. We build the payment technology and services global brands, financial institutions, corporations, and governments need to deliver high-impact, personalized payments and commerce solutions that build loyalty and engage today`s consumers in new ways, creating more profitable relationships. i2c`s highly-configurable, cloud-based Agile Payments processing platform provides unparalleled flexibility, agility, and reliability so companies can quickly and cost-effectively deploy differentiated, feature-rich credit, debit, and prepaid programs anywhere in the world. Our customers rely on us to deliver profitable credit, debit, and prepaid solutions that meet the highly-differentiated needs of cardholders in 216 countries and territories.
Headquartered in Fremont California, US Merchant Systems was founded in 1992 by three entrepreneurs all of whom previously owned and operated small businesses. Since the company's beginning US Merchant Systems has grown into a major national provider of merchant services having served the needs of more than 100,000 businesses throughout the US. The founders, Lawrence S. Cohn- Chairman, Stuart H. Rosenbaum- CEO, and Richard L. Fenn II- COO, founded US Merchant Systems (USMS) on the principal that small businesses deserve the level of service and competitive pricing previously only available to larger companies.
Meritus Payment Solutions is the trusted global payments partner. With a client-first mentality, Meritus provides International Payment Solutions that include mobile, credit and debit cards, gift and loyalty cards, fraud management, Automated Clearing House (ACH) and more. Proprietary products such as payment platform, Payment XP, Recurring Billing Manager, Fraud XP and Chargeback Management System, allow companies to conduct business wherever it takes them. Built on a foundation of excellence, Meritus strives to shape the payment processing industry.
AgStar Financial Services, ACA is a cooperative in Mankato, MN owned by over 23000 client-shareholders.