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Provident Financial Holdings, Inc. was organized for the purpose of becoming the holding company for Provident Savings Bank, F.S.B. (the Bank), is a federally chartered stock savings bank. The Bank is a financial services company engaged in serving
Inspira Financial is your devoted health, wealth, retirement, and benefits administrator. We work with organizations and individuals to navigate paths towards a better future and turn everyday actions into life-changing impact. We believe that together, we have the power to enrich lives. We take on the incremental, the complex, and the time-consuming—providing solutions that strengthen and simplify the health and wealth journey. Inspira Financial is the brand name used for products and services provided by one or more of the Inspira Financial group of companies, including Inspira Financial Trust, LLC (formerly known as Millennium Trust Company, LLC) and Inspira Financial Health, Inc. (formerly known as PayFlex Systems USA, Inc.). Retirement and custody services are provided by Inspira Financial Trust, LLC and consumer directed benefits are administered by Inspira Financial Health, Inc. Inspira Financial Trust, LLC and Inspira Financial Health, Inc. are affiliates. Inspira Financial Trust, LLC and its affiliates perform the duties of a directed custodian and/or an administrator of consumer directed benefits and, as such, do not provide due diligence to third parties on prospective investments, platforms, sponsors, or service providers, and do not offer or sell investments or provide investment, tax, or legal advice. Inspira and Inspira Financial are trademarks of Inspira Financial Trust, LLC.
In 2002, Japanese community leaders in Los Angeles founded Pacific Commerce Bank committed to providing a business bank that would meet the needs of the Japanese-American business community. Similarly in 2008, a few business leaders in Chula Vista recognized a similar need for the Hispanic-American community that resulted in the formation of Vibra Bank. With common ambitions, the leadership of both bank boards met in 2014 to propose a combined entity that would create an institution with four branch locations doubling the asset size and expanding the geographic footprint from Los Angeles to the southern-most border of California. The business potential for the combined bank would exceed what each could individually accomplish in the broader Southern California market place. December, 2015 brought the organization of the holding company, Pacific Commerce Bancorp, to increase capital in anticipation of an additional acquisition. In February, 2016 we welcomed our fifth branch in Pasadena while adding a seasoned team of bankers. More recently in May, 2016, we partnered with ProAmerica Bank, another Los Angeles based institution with similar community-based ideals. ProAmerica Bank, a division of Pacific Commerce Bank, operates our sixth branch office from Downtown Los Angeles and speaks to the success of our planning for strategic growth through organic and merger/acquisition strategies. Pacific Commerce Bank and our employees are committed to providing superior customer service and products to a much broader and more diverse population of businesses types and population of customers. Traditionally, large banks do not do an effective job of servicing the needs of small business owners. Their approach of “one size fits all” is applied to both large and small businesses with smaller businesses being less accommodated. Fundamental to the success of Pacific Commerce Bank is the understanding that as a community bank, we cannot take the “all things to all people” approach. Rather, we distinguish our Bank by providing a personalized approach to your banking needs whether business or personal. We are the home of “Relationship Banking" with our focus on service and professionalism. Visit us and tell us “Your Story” so that we can customize services and products for you. Pacific Commerce Bancorp, the parent company of Pacific Commerce Bank, is publicly traded on the OTC Pink Sheets under the stock symbol PCBC. The bank offers small business loans, asset-based loans, construction and permanent real estate financing, SBA government-guaranteed loans, as well as business credit lines.
Steuben Trust Company is a Hornell, NY-based company in the Financial Services sector.
First Priority Bank was founded in 2005 by a management team of local, highly experienced bankers led by David Sparks to fulfill a compelling need within the Bank`s target markets for a full service financial institution that truly emphasizes and delivers fast and reliable service with excellent individual attention and customized solutions. The Bank was chartered as a Pennsylvania state, FDIC insured commercial bank headquartered in Malvern, Chester County, PA. The Bank`s initial geographic focus was Chester and Berks Counties, with expansion expectations in adjacent counties in Southeastern PA. In 2008, Prestige Community Bank, a newly organized banking institution, was merged into First Priority Bank, providing a presence in Bucks County. In 2013, Affinity Bank of Pennsylvania was merged into First Priority and expanded our presence in Berks County. Today, First Priority Bank operates with branches in Chester, Berks, Montgomery and Bucks County as a wholly owned subsidiary of First Priority Financial Corp.