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DUAL North America

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NCD

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BKT Kosova

First branch of Banka Kombëtare Tregtare was established in Durrës on 29 November 1925, in the historical building where todays BKT Durrës Branch is situated. This building actually represents the oldest Albanian financial institution in the country. Banka Kombëtare Tregtare (BKT), with todays name, was established in January 1993, after the merging of the Albanian Commercial Bank (ACB) and the National Bank of Albania (NBA). The NBA on the other hand was established in 1992 as a result of a second sub-division of the State Bank of Albania. The NBA was set up to manage the domestic trading activity of the State-owned entities. The assets and liabilities from the activities of these two entities were transferred to BKT accounts since it was first established. Banka Kombëtare Tregtare was established as a Joint Stock Company in July 1997, with assets reaching ALL 2.7 billion. In February 2003, with the decision of the Shareholders​ General Meeting, the paid-up capital reached the amount of US$ 14, 64 million, turning BKT into the most capitalized bank in the whole Albanian banking system. The year 2006 started with a new vision for BKT. With the authorization of the Bank of Albania and pursuant to the specific court decision issued on June 9, 2006, it was approved the transfer of 60% plus 2 of the BKT shares possessed by Kent Bank in favour of Calik-Seker Konsorsiyum Yatirim A.S. On September 3, BKT opened its branch in Kosova and since that time, BKT Kosova has already opened 27 branches, ranking Banka Kombëtare Tregtare as the largest Albanian bank in the region. On June 30, 2009 Çalik Financial Services buys to IFC and EBRD shares being in this way the only BKT shareholder owning 100 % of the shares. On 30th April 2018 Banka Kombëtare Tregtare Kosova Branch, changes its status from Branch of a Foreign Bank to a subsidiary Bank. Now, its banking license has changed from Banka Kombëtare Tregtare Kosova Branch, to Banka Kombëtare Tregtare Kosovë J.S.C.

Alpha Warranty Services

An Award-Winning Company | Best Company to Work For Alpha Warranty Services provides a full line of unique and valuable vehicle service contract programs. Alpha Warranty was founded in 2002 with a value system centered on integrity, dependability, and doing the right thing while providing the best service. These principles have led to consistent growth and helped forge long-term partnerships with industry leaders across the country. Alpha has repeatedly received recognition as one of the top VSC providers in the industry. CEO Steve Rosenvall was introduced to the industry by his father, Craig who had been working for a small third-party administrator who suddenly refused to pay claims. Craig felt an obligation to fulfill the promises he had made to his clients. He coordinated with Steve, who was serving in the military in Afghanistan at the time, to start a company, founded on the principle of integrity, to honor these contracts. In addition to integrity, Alpha was formed to provide Peace of Mind to our partners. All Alpha vehicle service contract plans are underwritten by insurers who hold an A.M. Best rating of "A" Excellent. Alpha knows the importance of adaptability and meaningful innovation. We are versatile and constantly improving our programs, systems, and service. Alpha has set new standards in the VSC industry with exclusive programs available only to our partners. Alpha is committed to keeping our dealers, financial institutions, agents, and contract holders protected. We aim to deliver an unrivaled service experience for all our customers and business partners. This commitment has helped us earn the finest reputation in the industry. Mission Statement: To protect the lifestyles of our contract holders, agents, and dealers by providing innovative vehicle protection plans, unrivaled customer experiences, and creative technology solutions. We value: - Doing the right thing - Focusing on the customer - Taking action - Being accountable - Enjoying life