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BofI Federal Bank, a diversified financial services company, with approximately $5.8 billion in assets provides innovative banking and lending products and services to our personal and business banking customers throughout the United States. We operate our bank from a single location headquartered in San Diego, California. Because we do not incur the significantly higher fixed operating costs inherent in a branch-based distribution system, we are able to provide a better value to our customers. This means our interest rates on deposit products are generally among the highest available and our loan products feature low rates and fees. We distribute our deposit products through a wide range of retail distribution channels and distribute our loan products through retail, correspondent and wholesale channels. Our capital markets division focuses on the origination of commercial and industrial loans in target vertical markets as well as bulk loan purchases and sales to help our customers diversify loan portfolios, generate fee income and manage their balance sheets.
Our unique brand of banking extends from the Gulf Coast of Texas to the Rocky Mountains. We are an $8 billion dollar community-centric institution providing a wide range of relationship-driven commercial banking products and services tailored to meet the needs of businesses, professional organizations, community groups and entrepreneurs. We also offer a full line of personal financial products and services to make banking easy for busy families and individuals. Our unique brand of banking extends from the Gulf Coast of Texas to the Rocky Mountains. We are an $8 billion dollar community-centric institution providing a wide range of relationship-driven commercial banking products and services tailored to meet the needs of businesses, professional organizations, community groups and entrepreneurs. We also offer a full line of personal financial products and services to make banking easy for busy families and individuals. To make an impact on the communities we serve through high-performance, purpose-driven banking.
Pay Ready is a SaaS-based CRM and payment portal built to facilitate post resident communication and maximize recovery. Pay Ready has formed major partnerships nationwide in 3 million multifamily units with over $1 billion in serviced receivables through our innovative technology and seamless integrations. Pay Readys software has empowered property owners and operators to focus on revenue generation and growth while leaving the arduous process of debt management to Pay Ready. For more information please visit payready.com.
Idaho Banking Company is a Boise, ID-based company in the Financial Services sector.
Coastal Bank and Trust is a Destin, FL-based company in the Financial Services sector.