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The Federal Reserve System is the Central Bank of the United States. It was founded by Congress in 1913 to provide the nation with a safer, more flexible and more stable monetary and financial system. Over the years, its role in banking and the economy has expanded. Today the Federal Reserve`s duties fall into four general areas: Conducting the nation`s monetary policy by influencing the monetary and credit conditions in the economy in pursuit of maximum employment, stable prices and moderate long-term interest rates. Supervising and regulating banking institutions to ensure the safety and soundness of the nation`s banking and financial system and to protect the credit rights of consumers. Maintaining the stability of the financial system and containing systemic risk that may arise in financial markets. Providing financial services to depository institutions, the U.S. government, and foreign official institutions, including playing a major role in operating the nation`s payments system.
Western State Bank is a Devils Lake, ND-based company in the Financial Services sector.
Heights Bank is a Peoria Heights, IL-based company in the Financial Services sector.
In 1995, privately held Ridgestone Bank opened its doors in Brookfield, Wisconsin to meet customer lending and depository needs. Purchased by new owners in 2006, Ridgestone expanded its commercial options and opened a branch in Schaumburg, Illinois. Utilizing new management, the bank increased business significantly by offering extensive SBA and USDA lending programs. In 2013-15, the bank added SBA/USDA loan production offices in Indianapolis, Northern Wisconsin, Wausau, Wis., Southern California, Tennessee and Ohio. Ridgestone continues to expand its lending footprint, funding SBA/USDA loans across the country.
First State Bank-Burnet is a Burnet, TX-based company in the Financial Services sector.