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BofI Federal Bank, a diversified financial services company, with approximately $5.8 billion in assets provides innovative banking and lending products and services to our personal and business banking customers throughout the United States. We operate our bank from a single location headquartered in San Diego, California. Because we do not incur the significantly higher fixed operating costs inherent in a branch-based distribution system, we are able to provide a better value to our customers. This means our interest rates on deposit products are generally among the highest available and our loan products feature low rates and fees. We distribute our deposit products through a wide range of retail distribution channels and distribute our loan products through retail, correspondent and wholesale channels. Our capital markets division focuses on the origination of commercial and industrial loans in target vertical markets as well as bulk loan purchases and sales to help our customers diversify loan portfolios, generate fee income and manage their balance sheets.
F.N.B. Corporation is a bank holding company. It has four business segments: Community Banking, Wealth Management, Insurance and Consumer Finance. As of December 31, 2007, it had 155 Community Banking offices in Pennsylvania and Ohio, and 54 Consumer
Cache Valley Bank is a Logan, UT-based company in the Financial Services sector.
Banks Channel is a Winston Salem, NC-based company in the Financial Services sector.
Bank Of Lancaster County is a Willow Street, PA-based company in the Financial Services sector.