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HBT is a not-for-profit health and welfare trust that provides group health and welfare benefits on behalf of participating employers for nearly 265,000 eligible employees, their eligible dependents, and beneficiaries employed in health care and social services in British Columbia. The primary benefits provided by HBT are Group Life, Accidental Death & Dismemberment (AD&D), Weekly Indemnity, Long Term Disability (LTD), Extended Health, and Dental. HBT ensures these benefits are administered in accordance with provisions and plan design negotiated by HEABC, CSSEA, and single-site collective agreements.
capSpire propels energy and commodity businesses forward by blending human ingenuity with deep market expertise to solve complex challenges. Our mission is to deliver transformative solutions that empower businesses to grow, scale, and succeed. With three integrated services—Advisory, Delivery, and Operations and Support—capSpire offers holistic solutions that start with strategy and carry clients seamlessly through to scale. What sets capSpire apart is our ability to connect every stage of the value chain, delivering tailored solutions that integrate technology, processes, and industry insight. From strategy consulting and technology implementation to operational excellence, we strive to ensure that every solution drives measurable impact and uncovers new growth opportunities. At capSpire, we dont just implement solutions; we become an extension of your team. We empower businesses to maximize their investments and push forward—confidently and strategically—into the future. Together, well power forward.
Were NUU. We make unlocked Android smartphones. Weve been doing it since 2012. NUU is a global company with strong, local roots and today weve grown across the globe from Hong Kong to Dallas, TX and beyond. Our philosophy is simple — better smartphones, better prices. We believe a good-looking, reliable phone doesnt have to cost hundreds of dollars. We believe in protecting our customers with extended warranties and timely updates. We believe a friendly voice and top-notch customer service make a difference. Our beautiful smartphones feature reliable, premium-quality technology at affordable prices. And, with NUU phones, you have the freedom to select the mobile service provider thats best for you. Choose your own level of technological comfort. Do you want all the latest bells and whistles a high-tech phone has to offer? Weve got that – phones with extended batteries, fingerprint security, facial recognition technology, and more. But we also offer entry-level smartphones that get the job done – talking, texting and video calls – for a lot less than youd expect. For each member of your family, theres a NUU smartphone that fits your needs - and your budget. Were NUU, and our passion is connecting you to the world around you.
Premia Managing Agency Limited ("PMAL") provides risk-transfer and run-off solutions for other Lloyds syndicates and capital providers. It is responsible for managing the run-off of Syndicate 1884 for the Year of Account 2018, following cessation of live market underwriting on 31 December 2018. PMAL is a subsidiary of Premia Holdings Ltd, a Bermuda based legacy reinsurance group with operations in the USA, Bermuda, UK and EU. PMAL is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.