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String & Key creates the technology that changes how we manage and protect our money.
Our mission is to deliver personal, objective and world-class, portfolio management to investors everywhere. NextCapital is a leading provider of aggregation-powered 401(k) managed accounts, portfolio dashboard, and wealth forecasting solutions. NextCapital analyzes over $22 Billion in individual investor assets every day. NextCapital powers the Wall Street Journal Digital Network portfolio service, and Russell Investments automated 401(k) retirement portfolio solution.
Our company is made up of highly experienced Licensed Mortgage Loan Originators and several Certified Reverse Mortgage Professionals (CRMP), and we do 1 thing and 1 thing only, Reverse Mortgages. The founder and owner was interviewed and quoted in FORBES in 2015, and was appointed to the Ethics Committee of the National Reverse Mortgage Lenders Association (NRMLA). So we can clearly distinguish ourselves as some of the top people in the reverse mortgage industry, which can`t be said for many other companies, as there are only a little over 100 CRMPs in the entire country. Our collective experiences have brought us to the conclusion that our current set up as Reverse Mortgage Brokers, rather than direct lenders, is the best for ALL of our clients. Why do I say this? Lenders we have worked for have said things like “we don`t want every loan”, which is NOT our policy. What that means they are willing to deny the borrower the benefit of the Reverse Mortgage because it does not meet their elite criteria. Everyone who comes to us has a specific need and want, regardless of whether they are the perfect A+ borrower or not. So our job is to make sure all those needs are met in a fast, efficient, and low cost manner.
First South Farm Credit is a member-owned cooperative providing short-, intermediate- and long-term financing and related services to full- and part-time farmers, agricultural-related businesses and rural landowners in Alabama, Louisiana, and Mississippi. First South serves over 10,000 member/borrowers with loans outstanding totalling over $2.4 billion through its network of 44 branch offices in its three-state territory. As a part of the national Farm Credit System, First South Farm Credit has been serving rural communities for over 100 years.
Earnest is a technology enabled lender that evaluates a persons full education, employment, and financial profile. By looking beyond a simple credit score we can reward financially responsible people with better rates than traditional lenders, on personal loans and student loan refinancing. In addition, we have created an online dashboard that gives clients the tools to easily customize their loan payments. Earnest does not charge origination or prepayment fees.