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Melrose Credit Union was established in 1922 to provide financial resources for individuals and small business owners from the Bronx, NY. Through the Credit Union, community residents were afforded the means to pursue their American Dreams. Our mission today is the same as it was then: to empower the community by offering affordable financial products and services. Today, that commitment to the communities we serve has helped transform Melrose Credit Union from a small storefront in the Bronx, NY into one of the most successful financial institutions in the United States. Melrose members enjoy some of the highest saving yields and lowest loan rates in the region. Melrose Credit Union operates under the supervision of the New York State Department of Financial Services (DFS). All deposit accounts are federally insured under the National Credit Union Share Insurance Fund (NCUSIF) to at least $250,000 per account by the National Credit Union Administration (NCUA). The NCUSIF is subsidized by participating credit unions and does not receive funding from any tax revenues.
Freedom Credit Union is a not for profit financial institution serving the Philadelphia area and surrounding region. WIth six branch locations, Freedom has been meeting its members needs since 1934. Our not for profit approach allows us to offer our members lower rates on loans, better dividends, and fewer fees.
For over 80 years the people of our communities have been helping each other make dreams come true. In 1932, 11 El Paso civil servants pooled $5 each to form a credit union. Today GECU is the largest and one of the strongest locally-owned financial institutions in the city we call home with more than 340,000 members, 18 branches, and over $2 billion in assets. Becoming a GECU member is easy. You can join if you live or work in El Paso County, Hudspeth County or Doña Ana County not more than 25 miles from our 1500 North Resler Branch. To establish your membership, you must open, deposit and maintain $20 in a GECU Share Account. That represents your share in GECU.
A credit union`s operating philosophy is different from a bank`s. Banks are closely held corporations that exist to make money for their stockholders. Credit unions, on the other hand, are financial cooperatives, owned entirely by their members. Our goal is not to create profit but to provide the best possible financial services at the lowest possible costs. After paying our operating expenses, we return our "profit" to the members in the form of lower loan rates and higher savings yields. We are committed to providing exceptional service as well, paying personal attention to your needs and making sure that you always receive the greatest value when doing business with us. One of the most important things about Camino Federal Credit Union is that we are part of the community. We are owned by people who live, work, worship, and attend school with you. We are your friends and neighbors, and we share your goal of improving the quality of life for all.
Since 2004, SparkBase has been the technology leader for the processing of private label gift and loyalty programs. Headquartered in Cleveland, OH, SparkBase processes millions of transactions annually for merchants in five countries.