| Name | Title | Contact Details |
|---|---|---|
Philip Sbaratta |
Vice President and Senior Corporate Counsel | Profile |
Earnest was founded in 2013 on the belief that getting a loan shouldn`t be so difficult for financially responsible people. We are bringing back the trust that was previously lost in financial systems. We look beyond a credit score, instead of analyzing a person`s full education, employment, and financial profile to reward financially responsible people with better rates than traditional lenders. For recent college graduates, repaying student loans can be a stressful financial burden as you embark on your career. This is why Earnest offers student loan refinancing with low-interest rates and zero fees. Refinancing your student loans with Earnest gives you the option to choose a repayment plan that fits your budget and the option to choose between a variable or fixed interest rates. We also offer extras like the ability to skip a payment, change your payment amount and date, and the ability to repay your loan faster without penalties. Navigating loans to pay for school can be a long and confusing process. This outdated process inspired us to create a new private student loan product, with new tools to simplify every step of the application and approval process. Led with technology, data, and design to engineer a more human application experience, Earnest`s private student loans incorporate an innovative eligibility check, cosigner invite, ability to customize your loan, and a 9-month grace period. We have no fees and offer flexible repayment options and extras like skip a payment. Learn more about Earnest`s products at www.earnest.com. For employees, Earnest`s culture is as dynamic as the products we are building and defining every day. Earnest offers great perks including a generous paid time off policy, catered meals, annual flight to anywhere in the world with a buddy (up to $1,000), and more.
The Credit Junction is the first data-driven asset based lending platform and is transforming the way small and mid-size businesses access working capital, growth and supply chain financing solutions.
Baker Newman Noyes is one of the nation`s top 100 accounting and consulting firms with offices in Massachusetts, Maine, and New Hampshire. The firm supports a variety of clients with a special focus on banking and financial services, healthcare, manufacturing and distribution, not-for-profit, public sector entities and privately held and family-owned businesses. Baker Newman Noyes is an independent member of Baker Tilly International.
Truity Credit Union was founded in 1939 by the Jane Phillips Sorority in Bartlesville, OK. Mildred Hunt was the first treasurer and she conducted credit union business at her desk in the pipeline department at Phillips Petroleum Company during her lunch break and after hours. At that time a single quarter opened a savings account which allowed members to obtain unsecured loans up to $50. From these beginnings we have developed into a full service financial institution offering checking accounts, savings accounts, auto loans, home loans, credit cards and more. Today our branches and offices provide service to members in our communities of Bartlesville, OK, Lawrence, KS, Fayetteville and Springdale, AR, and Houston, TX. As we continue to grow we know it is important to be accessible and are committed to serve our members` needs in person and through our extensive suite of online services. Truity Credit Union stands squarely on our credit union`s foundation of Trust and Integrity. The Credit Union reports to its members, not shareholders looking to make a profit. Any profits we make are returned to our membership by providing lower loan rates, higher dividends, and lower fees. We promise to treat everyone with respect, to be accurate and secure with member information, and make it easy for all to do business with us.
Hawaii Pacific Federal CU is a Honolulu, HI-based company in the Financial Services sector.