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INSIKT makes small loans at affordable rates to hard-working people with low credit scores or no credit rating at all. Our products are targeted at the millions of Americans who do not have access to affordably-priced credit. These borrowers do not have access to low APR credit cards, and many of them are forced to seek credit with predatory lenders. Our products are affordably-priced, and when our borrowers pay their loans back on time, we report their successful payments back to the major credit bureaus so that they can build their credit rating over time. This helps unlock better, healthier financial choice for our borrowers and their communities.
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