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The Federal Reserve System is the Central Bank of the United States. It was founded by Congress in 1913 to provide the nation with a safer, more flexible and more stable monetary and financial system. Over the years, its role in banking and the economy has expanded. Today the Federal Reserve`s duties fall into four general areas: Conducting the nation`s monetary policy by influencing the monetary and credit conditions in the economy in pursuit of maximum employment, stable prices and moderate long-term interest rates. Supervising and regulating banking institutions to ensure the safety and soundness of the nation`s banking and financial system and to protect the credit rights of consumers. Maintaining the stability of the financial system and containing systemic risk that may arise in financial markets. Providing financial services to depository institutions, the U.S. government, and foreign official institutions, including playing a major role in operating the nation`s payments system.
Neighborhood National Bank is a San Diego, CA-based company in the Financial Services sector.
Carter Bank & Trust is a state-chartered community bank in the Commonwealth of Virginia, with $4.51 billion in assets as of December 31, 2016. We operate 123 branches in our Virginia/North Carolina market areas, and offer a full range of deposit accounts including LIFETIME FREE CHECKING, Interest Checking, Savings, Retirement, Money Market, and Certificates of Deposit. We are known for competitive interest rates that provide a good return on our customer`s investment. All deposit accounts are insured by the FDIC up to the maximum amount allowed by law, which currently is $250,000 per depositor subject to aggregation rules. In addition to deposit services, business and personal loan products are available. The loan process at CB&T is straight-forward and transparent. Loans are available in all amounts to meet financing needs. Carter Bank & Trust offers business loans with competitive fixed and adjustable interest rates and with short or long-term maturities. Among our offerings are acquisition and development loans, construction loans, and business real estate loans for owner-occupied and income-producing commercial real estate properties. Personal loan products offered include loans for the purchase or refinance of personal residences, home improvement loans, new and used automobile loans, and unsecured loans for personal expenses. We also make real estate construction and acquisition loans, as well as fixed and variable rate mortgage loans. Since our beginning in 1974, we have been primarily a real estate-secured lender. Real estate as collateral has provided protection from losses, as evidenced by minimal loan losses over the years. Loans are not sold off once originated. Our philosophy is to grant sound loans that are mutually beneficial to the bank, its shareholders, and its customers. Our mission is to provide affordable products and quality customer service with an emphasis on information security, have a good working environment with benefits for our employees, and serve the needs of the communities in which we do business.
The Bank of South Carolina Corporation is a state-chartered financial institution in Charleston, South Carolina. The Bank was reorganized into a wholly owned Bank of South Carolina Corporation. The CompanyÍs subsidiary bank, The Bank of South Carolina
New FED Mortgage Corp was founded in 2001 and quickly grew to become a full service lender to offer great products and great rates in the areas of Massachusetts, New Hampshire, Rhode Island, Maine, Connecticut, New Jersey and Florida. New FED Mortgage puts an emphasis on customer service and has not had one customer complaint from the Better Business Bureau since its inception. The reason for this is the quality of person that New FED Mortgage Corp hires and the sense that customers come first. Our highly skilled loan officers offer a personalized, high tech, high touch approach to lending.