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Since our founding in 1934, we have been singularly focused on one thing: providing world-class personal service and financial security to our Members. This isn`t just something we say—everything we do, every decision we make, is with an unwavering commitment to serving the best interests of our Members. Although we offer the same products and services as other financial institutions, our structure and culture are vastly different. Banks are for profit, while credit unions are Member-owned financial cooperatives, meaning our excess earnings are returned to our Members in the form of lower rates on loans, higher rates on savings, low-to-no fees, and many complimentary services. We take to heart the “people helping people” philosophy, the principle on which credit unions were founded. Pledging ourselves to this idea not only means our steadfast dedication to Member service, but also actively supporting the communities we serve through events, donations, scholarships, and financial literacy programs. Consumer Reports recently published findings from a study they`ve been conducting since 2012 to rate “key aspects of customer service care” across 22 industries. Credit unions were rated the best industry with a score of 90 out of 100. And, SchoolsFirst FCU ranked the best among all credit unions nationwide. We serve school employees and their families across the state of California. As the largest education-based credit union in the U.S., and the fifth largest credit union by asset size, our financial stability can be attributed to one thing: continually providing our Members with world-class personal service to help them better their financial lives. Equal Housing Opportunity. Federally Insured by NCUA.
Headquartered in Fremont California, US Merchant Systems was founded in 1992 by three entrepreneurs all of whom previously owned and operated small businesses. Since the company's beginning US Merchant Systems has grown into a major national provider of merchant services having served the needs of more than 100,000 businesses throughout the US. The founders, Lawrence S. Cohn- Chairman, Stuart H. Rosenbaum- CEO, and Richard L. Fenn II- COO, founded US Merchant Systems (USMS) on the principal that small businesses deserve the level of service and competitive pricing previously only available to larger companies.
F&A Federal Credit Union is a full service financial institution that serves employees of Los Angeles County Fire, Agriculture, select cities and their families.
Green Dot Corporation is an issuer of prepaid MasterCard and Visa cards in the United States. These products are available at more than 60,000 retail stores,[1] including CVS, Rite Aid, Walgreens, and RadioShack, as well as with discounted offerings at Meijer and Wal-Mart. Green Dot also transfers individual's direct deposit funds (such as Social Security payments) from the US government to personal bank accounts. If you've got the green but not the plastic, Green Dot would like to help. The company offers prepaid debit cards through approximately 59,000 retail locations in the US. The MasterCard- and Visa-branded reloadable cards function like credit cards for purchases and cash withdrawals. Green Dot, which has more than 4 million cards in circulation, partners with PayPal, Wal-Mart, Walgreens, 7-Eleven, and other retailers to enable its customers to add funds to their accounts. The company's products are designed for people who aren't able or choose not to utilize traditional credit card and banking services. It makes most of its money from new card, monthly maintenance, and ATM fees. Green Dot went public in 2010.
Payscout is a global payment processing provider covering six continents by connecting merchants and consumers via credit, debit, ATM, and alternative payment networks. What differentiates Payscout is its mission “to support the entrepreneurial dream one transaction at a time.” Payscout achieves this by being a thought leader in the payments industry. Its “Go Global Now” technology platform gives merchants instant access to 100+ countries, billions of consumers and trillions of dollars. Payscout offers payment processing solutions for brick-and-mortar and ecommerce transactions, and has earned acclaim as a new-generation provider of merchant banking services, specializing in online/ecommerce retailers with a predominant proportion of card-not-present (CNP) transactions; we are one of the few providers to deliver a true global payment solution that encompasses all merchant risk verticals. Customers access our credit card processing services via a state-of-the-art, web-based user portal and through direct interactions with highly-trained experts. In addition to supporting thousands of clients across a multitude of industries and all 50 American states, Payscout maintains global partnerships with VISA USA, Bank of America Merchant Services, VISA Europe, VISA Latin America, VISA Asia Pacific, MasterCard Worldwide, China Union Pay, Deutsche Bank, First Data and Payscout Brazil. Payscout has been recognized by Inc. Magazine as one the fastest-growing companies in the United States for three consecutive years. On the 2016 Inc. 500 list, Payscout ranked #383, up from the #434 ranking in 2015 and the #2,416 ranking in 2014. Within the financial services industry, Payscout placed #27 in 2016, and #4 among payment processing companies.