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Since our founding in 1934, we have been singularly focused on one thing: providing world-class personal service and financial security to our Members. This isn`t just something we say—everything we do, every decision we make, is with an unwavering commitment to serving the best interests of our Members. Although we offer the same products and services as other financial institutions, our structure and culture are vastly different. Banks are for profit, while credit unions are Member-owned financial cooperatives, meaning our excess earnings are returned to our Members in the form of lower rates on loans, higher rates on savings, low-to-no fees, and many complimentary services. We take to heart the “people helping people” philosophy, the principle on which credit unions were founded. Pledging ourselves to this idea not only means our steadfast dedication to Member service, but also actively supporting the communities we serve through events, donations, scholarships, and financial literacy programs. Consumer Reports recently published findings from a study they`ve been conducting since 2012 to rate “key aspects of customer service care” across 22 industries. Credit unions were rated the best industry with a score of 90 out of 100. And, SchoolsFirst FCU ranked the best among all credit unions nationwide. We serve school employees and their families across the state of California. As the largest education-based credit union in the U.S., and the fifth largest credit union by asset size, our financial stability can be attributed to one thing: continually providing our Members with world-class personal service to help them better their financial lives. Equal Housing Opportunity. Federally Insured by NCUA.
Visa is a global payments technology company that connects consumers, businesses, financial institutions and governments in more than 200 countries and territories to fast, secure and reliable digital currency. Underpinning digital currency is one of the world`s most advanced processing networks—VisaNet—that is capable of handling more than 10,000 transactions a second, with fraud protection for consumers and guaranteed payment for merchants. Visa is not a bank, and does not issue cards, extend credit or set rates and fees for consumers. Visa`s innovations, however, enable its financial institution customers to offer consumers more choices: pay now with debit, ahead of time with prepaid or later with credit products.
The Dover Federal Way: Members are our priority. Excellence is our past, present, and future. Dover Federal Credit Union is the 2010 Winner of the Central Delaware Chamber of Commerce Presidents Award for Excellence. For more than 50 years, you`ve come first, with products, knowledge and personalized services to achieve your dreams. Making your dreams come true is the Dover Federal Way and we are here for YOU, every step of the way.
TransFirst, one of the largest providers of secure payment processing in the U.S., offers merchant services and products that can help businesses of all sizes and industries grow and prosper. We offer tailor-made solutions to merchants and service providers, financial institutions, independent sales professionals and referral/reseller partners. With more than 20 years of experience and an A+ rating from the Better Business Bureau, we make it our mission to help all of our business partners grow and succeed.
BCU is a $2.8 billion full-service, not-for-profit institution providing financial well-being and banking services to over 200,000 members throughout the United States and Puerto Rico. BCU is noted for setting new standards in bringing together technology and member service in the fast-changing world of financial services. A purpose-driven organization, BCU delivers personalized experiences and supports financial confidence through the brand promise We`ve Got Your Back. Lifetime membership is offered exclusively to the employees and families of several prestigious companies around the U.S. and those living or working in Chicago-area communities.