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American Express Company, also known as AmEx, is an American multinationalfinancial services corporation headquartered in Three World Financial Center, Manhattan, New York City, New York, United States. Founded in 1850, it is one of the 30 components of the Dow Jones Industrial Average. The company is best known for its credit card, charge card, and traveler's cheque businesses. Amex cards account for approximately 24% of the total dollar volume of credit card transactions in the US.American Express Company (American Express), incorporated on June 10, 1965, is a global service company. Its principal products and services are charge and credit payment card products and travel-related services offered to consumers and businesses worldwide. The Company operates in four segments: U.S. Card Services, International Card Services, Global Commercial Services (GCS) and Global Network and Merchant Services (GNMS). Corporate functions and auxiliary businesses, including the Companys Enterprise Growth Group, publishing business and other company operations, are included in Corporate and Other. American Express and its principal operating subsidiary, American Express Travel Related Services Company, Inc. (TRS), are bank holding companies In 1854, the American Express Co. purchased a lot on Vesey Street in New York City as the site for its stables. The company's first New York headquarters were in an impressive[citation needed] marble Italianate palazzo at 55 - 61 Hudson Street between Thomas Street and Jay Street (1857 - 58, John Warren Ritch), which had a busy freight depot on the ground story with a spur line from the Hudson River Railroad. A stable was constructed nearby at 4 - 8 Hubert Street, between Hudson Street and Collister Street (1866 - 67, Ritch and Griffiths), five blocks north of the Hudson Street building. Each day, American Express makes it easier, safer and more rewarding for consumers and businesses to purchase the things they need and for merchants to sell their goods and services. An engine of commerce, American Express provides innovative payment, travel and expense management solutions for individuals and businesses of all sizes. Most of all, we help our customers realize their dreams and aspirations through industry-leading benefits, access to unique experiences, business-building insights, and global customer care. We enable our customers to do more and achieve more.
Heartland Payment Systems provides debit, prepaid, and credit card processing, online payments, check processing, payroll services and a growing line of industry solutions for small to mid-sized merchants. Founded by Robert O. Carr in 1997, Heartland Payment Systems is headquartered in Princeton, New Jersey. There are also offices nationally in Texas, Colorado, Tennessee, Oregon, Indiana, New York, Arizona, Kentucky, Pennsylvania and Ohio. Heartland Payment Systems processes transactions for more than 250,000 business locations in the United States.Heartland Payment Systems currently processes more than 11 million transactions a day and more than $120 billion in transactions a year. Heartland focuses its efforts on small to mid-sized businesses.
For more than 45 years, Asset Acceptance has provided credit originators, such as credit card issuers, consumer finance companies, retail merchants, utilities and others an efficient alternative in recovering defaulted consumer debt
A credit union`s operating philosophy is different from a bank`s. Banks are closely held corporations that exist to make money for their stockholders. Credit unions, on the other hand, are financial cooperatives, owned entirely by their members. Our goal is not to create profit but to provide the best possible financial services at the lowest possible costs. After paying our operating expenses, we return our "profit" to the members in the form of lower loan rates and higher savings yields. We are committed to providing exceptional service as well, paying personal attention to your needs and making sure that you always receive the greatest value when doing business with us. One of the most important things about Camino Federal Credit Union is that we are part of the community. We are owned by people who live, work, worship, and attend school with you. We are your friends and neighbors, and we share your goal of improving the quality of life for all.
The Members Group (TMG) is dedicated to creating customized, technology-driven card processing and payment solutions for credit unions and community-based financial institutions across North America. Innovations in fraud management, loyalty programs, alternative payment systems and analytic reporting, and the competitive advantages they create, have helped TMG forge a new standard in offering cutting-edge credit, debit, ATM, prepaid card products and alternative payment solution (digital/mobile/P2P). With flexible and unique solutions, backed by unparalleled service and expertise, TMG creates a better customer experience for financial institutions and their consumers . . . making life easier.