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Higher One Holdings partners with colleges and universities to lower their administrative costs and to improve graduation rates. We provide a broad array of payment, refund disbursement and data analytics and management tools to institutions that help them save money and enhance institutional effectiveness. And for students, we offer financial literacy programs and convenient, flexible and affordable transaction options to help them manage their finances. Higher One is a leader in higher education, supporting more than 1,900 schools and 13 million enrolled students.
Scient Federal Credit Union is a member-owned, federally insured, non-profit organization that has been serving the needs of life science professionals and their families for over 40 years. Established in Groton in 1968 as Pfizer Employees Credit Union, the credit union has expanded from coast to coast and now provides banking services to more than 12,000 members through 4,550 affiliate branches, 28,000 no-fee ATMs, and 24/7 mobile banking. Total assets of the credit union exceed $200 million.
Founded in 1939, WESTconsin Credit Union is one of the region`s strongest financial services providers. Our history takes us back to primarily serving the Menomonie area agricultural community, then operating as Menomonie Farmers Credit Union. We expanded in membership base over the next several years and merged with other small credit unions in the region. In the summer of 1990, we recognized this growth by changing our name to WESTconsin Credit Union. Today, our field of membership footprint includes 28 counties across west central Wisconsin and east central Minnesota with offices in Altoona, Amery, Baldwin, Barron, Chippewa Falls, Eau Claire, Ellsworth, Hudson, Menomonie, New Richmond, Prescott, River Falls and Spring Valley, Wisconsin. We exist to serve the financial needs of our member-owners (accountholders) and our communities. As a not-for-profit financial services organization, we are owned and operated by and for our members. Our members receive dividends back on a daily basis in the form of low-fee products and services. In addition, our not-for-profit status enables us to operate at a lower cost than many for-profit institutions, and helps WESTconsin offer competitive loan and savings rates to our members. We`re based right here in your community, owned by community members like you. You get a higher level of personal service, and can build a long-lasting relationship with people who can help you find the best financial solutions to your unique needs.
Founded in 2000, FreedomPay is a technology and innovation company with a long history as an industry leader and in driving market success for its clients. The FreedomPay Commerce Platform is a multi-patented solution portfolio designed to enable enterprises to deliver a high-performance, secure user experience driven from the Cloud to any device, anytime, anywhere. The platform seamlessly bridges the gap across in-store, web and mobile by multiplexing point of sale systems, payment processors, incentive engines and other disparate systems to a cutting edge transaction superhighway. Quick to incorporate the benefits of Cloud computing, FreedomPay is a Platform-as-a-Service (PaaS) provider enabling value-added services for our global partners. Our unique capabilities harness the power of exceedingly detailed data captured by our patented payment, incentive and loyalty offerings. Essential capabilities that are quickly being adopted across many industries including: retail, gaming, lodging, stadiums, education, healthcare and financial services. And further to our mission to be an industry leader, FreedomPay is the only company in North America with a fully validated P2PE solution with EMV, DCC and NFC support. With full PCI Security Council Validation, our customers are assured they have the most secure solution offered anywhere in the world today. FreedomPay`s innovations have led to the granting of three patents, furthering the confirmation of the offerings` uniqueness and reinforcing customer confidence in the FreedomPay brand as a technology innovation company. The patents cover transaction networking, real-time discounting and incentive application bolstering the company`s position as a forward-thinking leader in a burgeoning global marketplace. The Company is privately held. Shareholders include employees and leading venture capital investors: Blue Run Ventures, Palo Alto and Core Capital Partners, Washington D.C.
CARD.com is safer than cash. All loaded funds are FDIC-insured through The Bancorp Bank; Member FDIC. You can load money in many convenient ways including with cash at Western Union and through direct deposit from your employer or federal benefits. You can transfer funds from card to card. You can use ATMs and shop near home and around the world -- wherever Visa debit cards are accepted.