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ParetoHealth

ParetoHealth is a healthcare benefits solutions provider focused on midsize employers with 50 to 1,000 employees. The company aims to reduce healthcare cost volatility and improve financial outcomes through innovative self-insurance models. It has established itself as the largest health benefits captive in the U.S., managing over $6.6 billion in healthcare spending and serving more than 3,000 employers, which collectively cover over 1 million lives. The company offers a range of services, including its Risk Shield program, which provides a shared-risk model for predictable costs and stop-loss protection against large claims. Its Savings Engine utilizes data analytics and clinical expertise to manage medical costs and improve pharmacy solutions through the ParetoHealth Pharmacy Consortium. By pooling employers into a single risk pool, ParetoHealth enhances negotiating leverage and risk stabilization, allowing midsize businesses access to cost-saving tools typically available to larger corporations.

Jenius Bank

Jenius Bank is a digital banking service provided by Bank SMBC Indonesia, a subsidiary of Sumitomo Mitsui Banking Corporation. It aims to redefine banking by offering better rates on financial products and personalized insights for effective financial management. The Jenius app integrates a variety of services, including money transfers, QR code payments, asset management, investment options, credit card services, and lending solutions. The Jenius Main Debit Card (m-Card) features a modern design and aligns with the companys "Think Unthinkable" philosophy. Jenius primarily targets millennials and has attracted over 5.2 million customers in Indonesia, appealing to those seeking a user-friendly banking experience. Customers who receive their paychecks through Jenius enjoy benefits like free remittance fees and withdrawal services. Jenius is committed to helping users organize their finances and encourages innovative thinking in the banking sector. Recent updates, including a new booth concept and a redesigned debit card, reflect its dedication to enhancing customer experience.