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Sovereign Bank is a wholly owned subsidiary of the Spanish Santander Group. Based in Boston, Massachusetts, the bank—whose principal market is in the Northeastern United States—has more than $77 billion in assets, operates 723 retail banking offices, over 2,300 ATMs (including 1,100 in CVS pharmacies throughout the Northeast) and employs approximately 8,500 people.Sovereign offers an array of financial services and products including retail banking, mortgages, corporate banking, cash management, capital markets, trust and wealth management, and insurance. Santander Holdings USA is the parent company of Sovereign Bank, which reigns in the Northeast with more than 700 branch locations. The bank caters to individuals and small to midsized businesses, offering deposits, credit cards, insurance, and investments, as well as commercial loans and mortgages (which together account for nearly half of its total portfolio) and residential mortgages and home equity loans (more than a quarter). Santander Holdings also owns a majority of Santander Consumer USA, which purchases and services subprime car loans made by auto dealerships and other companies. Spain-based banking giant Banco Santander acquired the rest of Sovereign Bancorp it didn't already own in 2009.
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