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Our approach consists of four primary factors: 1. Provide a personalized experience with every customer interaction. 2. Offer products with inherent value that address unique customer needs. 3. Locally owned and operated. 4. Loans deployed to assist local businesses and residents. Member FDIC. Equal Housing Lender.
EDGAR COUNTY BANK IS NOW PROSPECT BANK Edgar County Bank opened its doors in 1873 with a single mission: To help people achieve the American Dream. That mission is as true today as it was 144 years ago. Over time, weve grown alongside the Central Illinois community—and thanks to your support, weve expanded beyond Edgar County. Thats why, effective immediately, Edgar County Bank is now Prospect Bank: a name that reflects who we are today, and our plans for the future. We believe in the people of Central Illinois. As Prospect Bank, were not going anywhere. Were going everywhere—and were excited to show you what we can do for you. If you have any questions about our name change or anything related to Prospect Bank, dont hesitate to contact us. https://www.bankprospect.com/
MS Transverse Insurance Group is a property and casualty program carrier based in Princeton, New Jersey. As a subsidiary of Mitsui Sumitomo Insurance Group and part of MS&AD Insurance Group Holdings, it operates as a hybrid fronting carrier. Founded in 2018, the company specializes in program administration, reinsurance partnerships, and alternative capital solutions, serving as a link between reinsurers, program administrators, and Managing General Agents (MGAs). The company offers a range of services, including program administration for niche risks, reinsurance solutions with over 100 reinsurer relationships, flexible risk retention structures, and fronting services that ensure regulatory compliance and claims management. MS Transverse is recognized for its strong financial standing, holding an A (Excellent) rating from A.M. Best, and has been named Fronting Carrier of the Year in 2022 and 2024. With offices in New York, New Jersey, and Texas, it ranks among the top 10 U.S. fronting carriers by direct premiums written.
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