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Established in 1922, SMCU is celebrating over ninety years of service excellence and financially sound operations. If you are currently a member, then this page will increase your awareness of our many services and programs. We offer a great variety of excellent services and products and cordially invite you to use them. Our knowledgeable loan representatives and well-trained staff will be pleased to assist you with all of your financial planning needs. Your expression of confidence is appreciated. You may be assured that every effort shall be made to provide you with courteous, efficient service and the best financial products available.
A credit union`s operating philosophy is different from a bank`s. Banks are closely held corporations that exist to make money for their stockholders. Credit unions, on the other hand, are financial cooperatives, owned entirely by their members. Our goal is not to create profit but to provide the best possible financial services at the lowest possible costs. After paying our operating expenses, we return our "profit" to the members in the form of lower loan rates and higher savings yields. We are committed to providing exceptional service as well, paying personal attention to your needs and making sure that you always receive the greatest value when doing business with us. One of the most important things about Camino Federal Credit Union is that we are part of the community. We are owned by people who live, work, worship, and attend school with you. We are your friends and neighbors, and we share your goal of improving the quality of life for all.
CAP COM was first established in 1953 in Albany, N.Y. More than six decades later, CAP COM has grown to more than $1.5 billion in assets and 11 branch locations. We are member-driven and focused on superior service, convenient products and competitive rates that help our members save money and make life just a little easier.
Headquartered in Fremont California, US Merchant Systems was founded in 1992 by three entrepreneurs all of whom previously owned and operated small businesses. Since the company's beginning US Merchant Systems has grown into a major national provider of merchant services having served the needs of more than 100,000 businesses throughout the US. The founders, Lawrence S. Cohn- Chairman, Stuart H. Rosenbaum- CEO, and Richard L. Fenn II- COO, founded US Merchant Systems (USMS) on the principal that small businesses deserve the level of service and competitive pricing previously only available to larger companies.
Our Mission: To exceed your expectations in our delivery of innovative financial solutions to help you achieve your maximum economic potential. Core Values: Be Great. Be Engaged. Be Open. Be Nice. Our History: In 1958, Chanute Military Credit Union opened its doors on the Chanute Air Force Base in Rantoul, Illinois to serve military personnel and their families. With the government`s announcement of plans to close the Chanute Air Force Base, plans were made to expand the credit union in order to continue to serve those faithful military members. As a result, the field of membership was expanded and we changed our name to Credit Union 1 in 1982. In 1999, we combined forces with Paysaver Credit Union, headquartered in Lombard, Illinois. Today we serve over 87,000 members throughout the state of Illinois and Indiana, as well as worldwide. Become a Member: Becoming a member at Credit Union 1 is easy! To be eligible for membership in the credit union, you must be an individual or entity qualifying within our field of membership. All it takes is a $5.00 one time membership fee and a $5.00 initial deposit. With your membership, you will have access to all of our products and services. Apply online, call 800.252.6950, or stop by our nearest branch location today. We look forward to serving you! What is a Credit Union? A credit union is a not-for-profit financial cooperative, owned by members like you! Since we`re not in business to make a profit, you benefit with lower loan rates and a higher return on savings.