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Melrose Credit Union was established in 1922 to provide financial resources for individuals and small business owners from the Bronx, NY. Through the Credit Union, community residents were afforded the means to pursue their American Dreams. Our mission today is the same as it was then: to empower the community by offering affordable financial products and services. Today, that commitment to the communities we serve has helped transform Melrose Credit Union from a small storefront in the Bronx, NY into one of the most successful financial institutions in the United States. Melrose members enjoy some of the highest saving yields and lowest loan rates in the region. Melrose Credit Union operates under the supervision of the New York State Department of Financial Services (DFS). All deposit accounts are federally insured under the National Credit Union Share Insurance Fund (NCUSIF) to at least $250,000 per account by the National Credit Union Administration (NCUA). The NCUSIF is subsidized by participating credit unions and does not receive funding from any tax revenues.
Royal Credit Union was made up of just 100 Members when we were organized in April 1964 to serve the employees of Uniroyal and their families. In November of 1972, Royal was granted permission to add other employee groups to its membership and over the next two years we did just that, bringing 27 new groups into the family. That popularity told us we were ready for a community charter. With more than 200,000 Members today, on the surface we don`t really look like we did when we just occupied a small office in a tire plant. But there are many, many things that have remained true from day one. They are highlighted in our Core Values, which you will find on this page and posted in each of our offices. More importantly, you will find these Core Values instilled in each of our team members, who make sure to listen to your story and help you in any way they can. Federally insured by NCUA.
Our people and culture create a positive workplace that drives us to succeed. Working together as a team has resulted in many national workplace awards, including Fortune magazine`s annual “100 Best Companies to Work For” list for 7 consecutive years. We`ve also been named to IDG`s Computerworld Best Places to Work in IT-Midsize category for the past five years. Based on 2021 survey data, 92% of our team members believe Credit Acceptance is a Great Place to Work (GPTW). At Credit Acceptance, we are passionate about what we do. Our team members are intelligent, motivated, compassionate people who work hard and know how to have fun. We offer a strong work-life balance with many great benefits that start on day one. We focus first and foremost on striving to make our Company as valuable as possible, because we know it is the core of our success. Our team members are motivated by their desire to “Change Lives,” as well as by their fellow colleagues, Company leaders, competitive compensation, and career advancement opportunities.
Altana is a Montana financial cooperative, where citizens save together and pool their resources to provide loans that have built homes, purchased equipment for farmers, or financed someone's first car. The members of Altana help each other, while helping themselves. Altana Federal Credit Union (then Laurel Federal Credit Union) started in 1949 out of an empty railcar in Laurel, Montana. Several railroad workers joined together and started the credit union as a way to safeguard themselves from the high cost of banking services. The first loan given was to purchase a sewing machine. Altana has grown to offer seven locations, a wide range of products and services and a nationwide free ATM network. Altana serves residents throughout Yellowstone, Carbon, Stillwater, Sweet Grass, Golden Valley, Wheatland and Musselshell counties in Montana. We are proud to have served our members for over 60 years. less
We connect financial institutions, merchants and governments around the world with credit, debit and prepaid products.