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Guaranty Bank & Trust opened its doors for business in Texas on January 13, 1913. The bank has grown and prospered over the years by continually meeting the financial needs of all the communities it serves. Being one of the oldest and most firmly established banks in the area, Guaranty Bank & Trust has built a reputation of conservative soundness that has served it well. Through the years our bank has enjoyed a high quality of leadership and staff.
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Citizens and Northern Corporation is a holding company, whose principal activity is community banking.