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Verdegard offers a complete suite of innovative, integrated, and concierge-level services. Plan designs include PPO options, reference-based, level funded, and hybrid plans which provide unique transparency, patient advocacy, and cost containment options to maximize the benefits and savings.
The Future Needs a Heritage Heritage Bank of Commerce, founded in 1994, is a community business bank headquartered in San Jose. For over 30 years, HBC has provided a consultative relationship banking approach with clients, offering valuable services to help them achieve their long-term business goals. The Bank combines the classic values of relationship-based, customer-focused community banking, with a forward-looking, strategic approach. Our solution-driven team of experienced, dedicated and innovative bankers, partner with you to find a custom solution that fits your business needs. Our large spectrum of credit and loan products spans from factoring to open lines of credits, cash management solutions to support and leverage your business cash flow, as well as a dedicated HOA Specialty Banking department servicing the HOA community with the latest in banking technology. Bank Focused on People Working with People With over 800 Non-profit organizations spanning a wide variety of industries, we know the intricacy of banking for non-profits. At HBC, we take a strong consultative approach empowering you to make meaningful business decisions that will allow you to have a strong impact in your community. As a conservative three plus billion dollar, publicly traded, 5-Star Bauer Financial rated, FDIC insured bank we check all the traditional boxes for a financial institution. But community banking is much more. HBC is involved on a deeper level with industry, business and community leaders, and is able to leverage this network successfully for our clients business goals. As part of our mission to give back, our relationship managers are required to be active in their community. They serve on boards, are deeply involved with their local business organizations and chambers, and are taking active roles in shaping their business areas. Member FDIC | Equal Housing Lender | NMLS ID# 486849
Thank you for taking the time to learn more about The ShareWaves Foundation. ShareWaves Overview: We continue to build a youth sports foundation that provides positive, game-changing solutions for children in under-resourced communities. We are helping kids play the games they love. Who We Are: ShareWaves is a 501c3 public charity working to deliver high-quality sports experiences to kids in under-resourced communities. Launched almost 3 years ago, ShareWaves is targeting children from any home that experiences multi-layered barriers to sports access and are less likely to receive the support they need. Our Why? The gap between "the haves" and the "have nots" is getting wider. Without access to sports and structured play, kids miss critical benefits, including physical health, social-emotional growth, and academic development. Emergent Issue!!! COVID restrictions further limited access to organized sports and extracurricular activities causing kids to lose an entire year of life-skill development, social interactions, and academic interruptions. ShareWaves is targeting several ways to help kids recover by delivering tangible impact to children suffering and delivering programs of significance to kids in need. 5 Key Initiatives: 1. Provide micro-funding grants to assist in connecting kids to high-quality sports experiences. 2. Build #Ready2Play Training Experiences for Kids and the #Ready2Play app. 3. Create digital content that showcases the "power of sports" to transform young lives. 4. Lead the formation of a KC Youth Sports Alliance (KC-YSA) 5. Host high-energy, one-of-a-kind events that raise awareness and support our mission. Children in our city need us now more than ever as they experience an avalanche of pressure this fall returning from extended periods of social isolation, educational uncertainty, and inactivity caused by COVID. We work to develop strong impact partnerships with like-minded individuals and organizations that want help kids heal.