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Established in 1935, 121 Financial offers a full range of financial services for life. We pride ourselves on the high level of personal service that our members enjoy. We know you by much more than an account number. That is why we greet you by name, listen intently to your needs, and work as a team to find the best solution. We have your best interest at heart every time we serve you.
Carolina Trust Federal Credit Union is a unique full-service, not-for-profit financial cooperative. Simply stated, Carolina Trust returns profits to our member/owners – not stockholders – through competitive loan and savings rates, innovative services, low fees, and personal attention. It’s how credit unions differentiate themselves from other financial institutions that return their profits to stockholders.
Since our founding in 1934, we have been singularly focused on one thing: providing world-class personal service and financial security to our Members. This isn`t just something we say—everything we do, every decision we make, is with an unwavering commitment to serving the best interests of our Members. Although we offer the same products and services as other financial institutions, our structure and culture are vastly different. Banks are for profit, while credit unions are Member-owned financial cooperatives, meaning our excess earnings are returned to our Members in the form of lower rates on loans, higher rates on savings, low-to-no fees, and many complimentary services. We take to heart the “people helping people” philosophy, the principle on which credit unions were founded. Pledging ourselves to this idea not only means our steadfast dedication to Member service, but also actively supporting the communities we serve through events, donations, scholarships, and financial literacy programs. Consumer Reports recently published findings from a study they`ve been conducting since 2012 to rate “key aspects of customer service care” across 22 industries. Credit unions were rated the best industry with a score of 90 out of 100. And, SchoolsFirst FCU ranked the best among all credit unions nationwide. We serve school employees and their families across the state of California. As the largest education-based credit union in the U.S., and the fifth largest credit union by asset size, our financial stability can be attributed to one thing: continually providing our Members with world-class personal service to help them better their financial lives. Equal Housing Opportunity. Federally Insured by NCUA.
Oregon Community Credit Union, which was founded as Lane Federal Credit Union and then was called U-Lane-O Credit Union from 1981 to 2003, is a credit union based in Eugene, Oregon, USA, owned by more than 100,000 members. Oregon Community Credit Union operates as a community credit union in Oregon. It offers business, primary and secondary savings, club savings, money market, and certificate and IRA accounts. The company provides home equity, auto, and mortgage loans, and VISA loans and cards. It also provides online services, which include Internet banking and online statements. In addition, the company offers investment services. It serves Benton, Clackamas, Columbia, Lane, Linn, Marion, Multnomah, Polk, Washington, and Yamhill counties in Oregon. The company was founded as Lane Federal Credit Union in 1956. It changed its name to U Lane O Credit Union - the University's Credit Union in 1981 and to Oregon Community Credit Union in 2003. The company is based in Eugene, Oregon.
North American Bancard is a privately held multifaceted payment solutions provider. Our team of 900+ employees within NAB and affiliate entities facilitate the processing of more than $34 billion-worth of electronic payment transactions for over 250,000 merchants nationwide. The launch of our mobile POS solution, PayAnywhere, has enabled us to remain on the forefront of technology and meet the evolving needs of our customers. Based in Troy, Michigan, North American Bancard offers a wide array of payment processing solutions to a diverse range of clientele. Our customers range from small startups to established corporations, and include nearly every sector of the business world. North American Bancard offers customized merchant accounts for retail storefronts, Internet retailers, mobile merchants and more. As a full service merchant account provider, we offer our clients the integrated hardware and software they need to process credit and debit card payments, verify checks, issue credit and much more.